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Topic: Insurance beginning to kill football

Topic: Insurance beginning to kill football

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giacomo
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Member Since: 11/20/2007
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Insurance beginning to kill football

Posted: 1/19/2019 8:14:58 AM

https://es.pn/2FygsVt

Insurance carriers are dropping all levels of football due to head trauma liability. Those that are willing to cover now are jacking up their rates. This is leading to all levels of football beginning to drop their programs.

Last Edited: 1/19/2019 10:32:43 AM by giacomo

colobobcat66
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Location: Watching the bobcats run outside my window., CO
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RE: Insurance beginning to kill football

Posted: 1/19/2019 11:00:23 AM

giacomo wrote:

Interesting read. The new elephant in the room. Hard to deny this risk to football�s future.

L.C.
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RE: Insurance beginning to kill football

Posted: 1/19/2019 11:45:05 AM

colobobcat66 wrote:

giacomo wrote:

Interesting read. The new elephant in the room. Hard to deny this risk to football�s future.

Not just football. Here are the concussion rates for various sports:
http://www.apta.org/PTinMotion/News/2015/10/7/ConcussionNCAA /

Wrestling: 10.92 per 10,000 exposures (note: includes both games and practice)
Men's Ice Hockey: 7.91
Women's Ice hockey 7.52
Men's Football 6.71
Women's Soccer 6.31
Women's Basketball 5.95
Women's Lacrosse 5.21
Women's Field Hockey 4.02
Men's Basketball 3.89
Women's Volleyball 3.57

Some studies break the data differently, separating practice exposure from game exposure. Here's a link (I will standardize their data to 10,000 exposures to make it comparable to the above):
https://completeconcussions.com/2018/12/05/concussion-rat... /

Men's Rugby: 30.0 game, 3.7 practice per 10,000
Men's Football: 25.0 game, 3.0 practice
Women's Ice Hockey: 22.7 game, 3.1 practice
Men's Ice Hockey: 16.3 game, 1.2 practice
Women's Soccer: 14.8 game, 1.3 practice
Men's Soccer: 10.7 game, .8 practice

If you look at any contact sport, you are going to find concussions. Rugby, Football, Soccer, Lacrosse, Volleyball, Field hockey, and Basketball all have significant concussion rates. I don't see how any of these sports can survive. I guess we need to get used to going to tennis matches, gymnastics, figure skating, and swim meets, because that may be the future.

Last Edited: 1/19/2019 11:45:43 AM by L.C.

�We have two ears and one mouth so that we can listen twice as much as we speak.� ― Epictetus

giacomo
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RE: Insurance beginning to kill football

Posted: 1/19/2019 2:13:13 PM

https://www.nytimes.com/2019/01/18/opinion/tom-brady-nfl-...

From the editorial page of the NYTimes today. It reflects a growing sentiment regarding football.

Last Edited: 1/19/2019 2:15:46 PM by giacomo

Mark Lembright '85
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RE: Insurance beginning to kill football

Posted: 1/19/2019 4:08:19 PM

giacomo wrote:

https://www.nytimes.com/2019/01/18/opinion/tom-brady-nfl-...

From the editorial page of the NYTimes today. It reflects a growing sentiment regarding football.

It is a sentiment I strongly disagree with but I�m afraid I�m the dinosaur in this picture.

This article is why I really believe football�s days are numbered. Before anyone replies that I�m wrong because the NFL�s TV ratings are up this year (and they are indeed up), from what I�ve read it�s not that more people are watching the NFL, it�s that the same amount of people are watching MORE NFL games, i.e. the NFL�s reach has not increased.

Now I'm going to shovel my driveway for the 2-3 inches of snow for a storm that all the talking heads on TV having been overhyping for a week.

Last Edited: 1/19/2019 4:09:38 PM by Mark Lembright '85

giacomo
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RE: Insurance beginning to kill football

Posted: 1/19/2019 6:59:43 PM

I read another take on this that made sense to me. Take any other sport: tennis, track, cross country, baseball, soccer, basketball and even hockey. People play these sports well into adulthood. Not football. It�s brutal and the risk of serious injury is great. I�m glad my mother wouldn�t let me play when I was a kid. It�s the modern day equivalent of the gladiators. And I�m not speaking of the happy Roman.

Last Edited: 1/19/2019 7:00:10 PM by giacomo

Deciduous Forest Cat
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RE: Insurance beginning to kill football

Posted: 1/19/2019 6:59:46 PM

Mark Lembright '85 wrote:

giacomo wrote:

https://www.nytimes.com/2019/01/18/opinion/tom-brady-nfl-...

From the editorial page of the NYTimes today. It reflects a growing sentiment regarding football.

I'm going to need a squeegee. nothing but rain in Cbus. snowmageddon is such a farce.

L.C.
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RE: Insurance beginning to kill football

Posted: 1/19/2019 11:02:06 PM

giacomo wrote:

And yet, there are exceptions. I was never hurt playing football, but i have injuries that bother me every day from baseball and basketball. Today's kids play a lot less sports, so they will have less of those kinds of injuries, but I'm guessing they will have far worse problems from being too sedentary. I do agree, however, that football is a dying sport. Where I disagree is that I think it will not be alone, and hockey, rugby, basketball, and soccer will have to follow, as the concussion rates in those sports aren't dissimilar to football.

�We have two ears and one mouth so that we can listen twice as much as we speak.� ― Epictetus

rpbobcat
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RE: Insurance beginning to kill football

Posted: 1/20/2019 7:51:16 AM

L.C. wrote:

giacomo wrote:

There doesn't seem to be as much talk about the long term impacts of concussions,like CTE as when it was first discovered.
I would think that if CTE rates are low,people will give football a chance.

Same with other contact sports.
Unless they can show long term damage from things like CTE I don't concussions being a big issue with participation.

Personally,I think kids preferring to be sedentary,and schools now considering "E-games" as a "sport",is more of a threat.

In my opinion,if e-games are a sport,that a kid can get a letter,I want mine from being on the Chess team.

cbus cat fan
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RE: Insurance beginning to kill football

Posted: 1/20/2019 9:58:01 AM

Lots of interesting info to unpack here. Football participation numbers are declining and I see it first hand. When you have school age kids you kinda of hear it first hand from your own kids and their friends. School and youth league participation in my area is really down. Now you will always have powerhouse football programs in the Columbus area (and other large areas of the state) do well but the days of most boys playing football at some time in their lives is gone. Concussions have something to do with it, but the hard nature of the game is another. This was driven home to me a few years back by some kids in the neighborhood when I asked if they was going to play middle school or high football. I though it a rational question since they play a lot together. Most of them said no. I was shocked. They told me it was a hard sport, they talked about playing other sports in high school, soccer, hockey, lacrosse, golf or tennis.

Now I went to a smaller school, but if you were a kid with some beef on his bones and you said the reason you weren't going to play football because it was hard and you might get hurt, you would probably get beaten up. Times are certainly different. A couple of dads in the neighborhood played small college football and they aren't letting their kids play football or hockey because of injuries they suffered, which had nothing to do with concussions. I didn't push back on this too much, but I did tell them I suffered more basketball injuries than football injuries.

The truth of the matter is football is far safer than when I was a kid, but that doesn't mean anything now. The dangers are talked about far more now than in the past. Football will always be popular, but it has reached its peak and that is for a variety of issues, including our changing culture.

giacomo
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RE: Insurance beginning to kill football

Posted: 1/20/2019 12:55:27 PM

I see the benefit of being part of team, working hard toward a goal, practice and commitment. All of those things helped me succeed in my life. The question a lot of parents and kids are asking today is can I get the same benefit without getting my brains beaten in every day?

BillyTheCat
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RE: Insurance beginning to kill football

Posted: 1/20/2019 6:56:05 PM

We should probably just eliminate football and dump our money into becoming a national player in basketball and get ahead of the curve and establish ourselves as a national power in soccer.

L.C.
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RE: Insurance beginning to kill football

Posted: 1/20/2019 7:51:53 PM

BillyTheCat wrote:

We should probably just eliminate football and dump our money into becoming a national player in basketball and get ahead of the curve and establish ourselves as a national power in soccer.

Why not skip on the middle ground? Just imagine replacing Peden with a monster viewing center where people could come to watch eSports. I'm sure the fans would flock in to watch Twitch. They should probably plan ahead, and build it to seat 30,000+ so they could get invited to a premier eSports conference.

�We have two ears and one mouth so that we can listen twice as much as we speak.� ― Epictetus

Mark Lembright '85
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RE: Insurance beginning to kill football

Posted: 1/20/2019 8:14:51 PM

BillyTheCat wrote:

We should probably just eliminate football and dump our money into becoming a national player in basketball and get ahead of the curve and establish ourselves as a national power in soccer.

Well, Akron�s already halfway there on that equation.

yamaha45701
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RE: Insurance beginning to kill football

Posted: 1/21/2019 12:34:12 AM

I was part owner of the damons restaurant in Athens. I had heard of a Damons at Penn State that, when it was being built, that someone had rigged up the giant screens for a multi-player video game. The franchise developer who told us that it was quite fun to watch. So I then asked, can't we do this at our restaurant or something similar? Was told it was a silly thing, that no one would want to eat dinner watching such things, that it was not a company approved thing....etc....etc....Basically told that only computer nerds would be interested. I was ahead of my time.....lol.

Day Tripper
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RE: Insurance beginning to kill football

Posted: 1/21/2019 8:17:42 AM

yamaha45701 wrote:

Yeah, I wish Damons was still in Athens.

BillyTheCat
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RE: Insurance beginning to kill football

Posted: 1/21/2019 9:32:43 AM

L.C. wrote:

BillyTheCat wrote:

We should probably just eliminate football and dump our money into becoming a national player in basketball and get ahead of the curve and establish ourselves as a national power in soccer.

That would be huge in SE Ohio, that and we can have band days on the off weeks of esports.

mf279801
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RE: Insurance beginning to kill football

Posted: 1/21/2019 11:01:52 AM

Did somebody say Ohio University Cricket Grounds at Peden Stadium? I distinctly heard someone say Cricket Grounds

OhioCatFan
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RE: Insurance beginning to kill football

Posted: 1/21/2019 11:28:52 AM

mf279801 wrote:

Did somebody say Ohio University Cricket Grounds at Peden Stadium? I distinctly heard someone say Cricket Grounds

And people complain that American football games are too long . . .

The only BLSS Certified Hypocrite on BA

"It is better to be an optimist and be proven a fool than to be a pessimist and be proven right."

Note: My avatar is the national colors of the 78th Ohio Veteran Volunteer Infantry, which are now preserved in a climate controlled vault at the Ohio History Connection. Learn more about the old 78th at: http://www.78ohio.org

mf279801
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RE: Insurance beginning to kill football

Posted: 1/21/2019 11:49:13 AM

OhioCatFan wrote:

mf279801 wrote:

Did somebody say Ohio University Cricket Grounds at Peden Stadium? I distinctly heard someone say Cricket Grounds

And people complain that American football games are too long . . .

Cricket is a sport basically designed for people to have lots and lots and lots of time to get drinks from the bar. What could be a better sport for our fair alma mater than that? ;)

But speaking seriously: there are multiple formats of cricket (at the top level), ranging from the traditional test match format (played to a maximum of 5 days in the modern era) to a "one day" format (lasting approximately 8 hours), to the 20/20 format (which runs about 3 hours, or approximately half the length of a Big12 football game)

Last Edited: 1/21/2019 11:49:42 AM by mf279801

L.C.
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RE: Insurance beginning to kill football

Posted: 1/21/2019 1:12:36 PM

Is there any truth to the rumor that Yager Stadium will be converted to a polo grounds, and that they will replace Hockey with curling?

Last Edited: 1/21/2019 1:13:31 PM by L.C.

�We have two ears and one mouth so that we can listen twice as much as we speak.� ― Epictetus

The Optimist
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RE: Insurance beginning to kill football

Posted: 1/21/2019 2:07:16 PM

L.C. wrote:

Is there any truth to the rumor that Yager Stadium will be converted to a polo grounds, and that they will replace Hockey with curling?

I have long been of the opinion that there's a huge untapped market for curling in this country.

I've seen crazier things happen.

OhioCatFan
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RE: Insurance beginning to kill football

Posted: 1/21/2019 3:02:01 PM

L.C. wrote:

Is there any truth to the rumor that Yager Stadium will be converted to a polo grounds, and that they will replace Hockey with curling?

Hmm . . . the rumor I heard was that the field was going to be flooded and it would become the nation's largest outdoor ice hockey facility.

MonroeClassmate
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RE: Insurance beginning to kill football

Posted: 1/21/2019 6:12:33 PM

"Why is insurance needed?" Asked the kid who could no longer play the game he loves when his school pulled the plug on his sport. "Well young man, because there are graduates of your university who went on and studied law and are stuffing their pockets by trying something other than chasing an ambulance." "But as you learned in English Lit, a rose by any other name is still a rose."

Bobcat Love's Sense of Shame
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RE: Insurance beginning to kill football

Posted: 1/21/2019 7:20:07 PM

MonroeClassmate wrote:

The lawyers who are "stuffing their pockets" are hired by "the kid(s) who could no longer play the game."

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